Partner with fintech experts who reimagine card payments with human-led service
We are a licensed card acquirer with an advisory team out front. We work with businesses that value navigational competence as much as reliable infrastructure.
Let’s talkWe took the fintech navigational competence out of the background and made it something clients and partners reach directly, with no gatekeeping.
Two forms of access
Competent support
A dedicated team that knows the client’s account, manages escalations when risks arise, and is always available to talk.
C-level within reach
Our leadership stays inside the relationship. The top decides strategy and edge cases.
Two stages of service
Business analysis before proposal
We study how the business earns, then assemble the payment setup around it: products, capabilities, and commercial model.
Continuous account development
Proactive risk management, conversion work, and a sequenced roadmap of new capabilities, reviewed frequently.
What we offer
Advisory
Risk management
Regulatory compliance guidance
Scheme licensing guidance
Cross-border payment strategy
Payment product capabilities
Conversion and payment model efficiency
Regulated fintech platform
Card acquiring
Payouts
Online payments
Embedded fintech
Five ways to partner with us
01. We are your licensed infrastructure provider
ISOs, PSPs, PayFacs, and platforms running their own payment gateway.
Visa, Mastercard, and UnionPay sponsorship.
A named team on your side.
Regulatory and scheme guidance.
Your merchants' needs reach our roadmap.
You keep your merchants, your brand, and your commercial relationships. We sit underneath with the licence, principal scheme memberships, and settlement. You are our client, and your portfolio stays yours: we do not approach it, and the agreement reflects that.
02. You sell and manage, we sponsor
ISOs, agents, payment consultants, and brokers.
Monthly residuals on your portfolio, a margin on the buy-rate, or a hybrid of activation bonus plus residuals.
Optional white-label gateway.
A distribution model. You run the full merchant sales cycle and manage an ongoing portfolio. Each ISO is registered under FMPay sponsorship regardless of prior registrations.
03. You refer, we take ownership
ISOs and agents, advisors, consultants, fractional CFOs, MSPs, technology providers, and network partners.
A one-time fee on activation, a recurring share of revenue, or a combination. The structure is agreed per partnership.
You introduce a business whose payment setup has become a commercial bottleneck. We design, assemble, and run the payment layer (acquiring, payouts, white-label issuing) and keep you informed after the handover.
04. We refer to you
Providers whose product serves our merchants: fraud and chargeback tools, billing, analytics, legal, treasury, and vertical software.
Qualified merchant flow from a book of businesses already vetted for volume, market, and regulatory standing.
Our clients arrive with needs outside our capabilities and roadmap. Where you cover one of them credibly, we make the introduction.
05. We build in fintech together
Fintechs and infrastructure players with a shared read on the market.
A licensed partner willing to commit engineering, compliance, and commercial attention to a joint initiative.
Co-designed products, embedded payment capabilities, joint go-to-market, or strategic partnerships at ecosystem level.
ISOs, PSPs, PayFacs, and platforms running their own payment gateway.
Visa, Mastercard, and UnionPay sponsorship.
A named team on your side.
Regulatory and scheme guidance.
Your merchants' needs reach our roadmap.
You keep your merchants, your brand, and your commercial relationships. We sit underneath with the licence, principal scheme memberships, and settlement. You are our client, and your portfolio stays yours: we do not approach it, and the agreement reflects that.
ISOs, agents, payment consultants, and brokers.
Monthly residuals on your portfolio, a margin on the buy-rate, or a hybrid of activation bonus plus residuals.
Optional white-label gateway.
A distribution model. You run the full merchant sales cycle and manage an ongoing portfolio. Each ISO is registered under FMPay sponsorship regardless of prior registrations.
ISOs and agents, advisors, consultants, fractional CFOs, MSPs, technology providers, and network partners.
A one-time fee on activation, a recurring share of revenue, or a combination. The structure is agreed per partnership.
You introduce a business whose payment setup has become a commercial bottleneck. We design, assemble, and run the payment layer (acquiring, payouts) and keep you informed after the handover.
Providers whose product serves our merchants: fraud and chargeback tools, billing, analytics, legal, treasury, and vertical software.
Qualified merchant flow from a book of businesses already vetted for volume, market, and regulatory standing.
Our clients arrive with needs outside our capabilities and roadmap. Where you cover one of them credibly, we make the introduction.
Fintechs and infrastructure players with a shared read on the market.
A licensed partner willing to commit engineering, compliance, and commercial attention to a joint initiative.
Co-designed products, embedded payment capabilities, joint go-to-market, or strategic partnerships at ecosystem level.
Our partnership principles
A partner programme is usually a conveyor belt. Ours starts with a conversation between founders about where both sides actually gain, and the terms follow from that. Sometimes the referral is the smallest thing we end up doing together.
When we're right for each other
When we fit
Your clients operate in, or are expanding into, the UK and EU across payment acceptance, payouts, or issuing.
Your clients have outgrown a self-service fintech platform. They need a payment setup designed around how they earn, plus personalised support.
You need a provider whose leadership will get into the detail with you, not a partner manager with a commission grid.
The fintech regulatory or card scheme licensing layer is outside your scope.
When you fit
Your own product or advice creates real value for the client, so the introduction improves their business twice over.
You work inside FinTech, CommerceTech or next to it, and payments are part of the conversation you already have with your clients.
You are looking for a long-term strategic relationship, and a referral is just one possible outcome.
You know where your clients actually lose money, and you can name it.